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Latest Analysis of Japan Small-Medium Enterprises Financing Mode1--Perspective Based on the Policy Support of JFC-Micro

机译：日本中小企业融资模式的最新分析1-基于JFC-Micro政策支持的视角

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摘要

In recent years, small-medium enterprises have always been in the financing difficulties. Although SME have contributed a lot into the national economy development and the working opportunities creation, it is so hard for them to get financial support from the financial institutions, because of the reality of their little scale, high credit cost and high risk. The SME, especially the small ones, when they apply the financial support, it is very different from the big and medium ones in credit evaluation, loan system management and tracking survey after credit. Based on the more difficult situation of the small enterprises, this paper analyses the specific practices and achievements of the Japan Finance Corporation to small enterprises, and finally, we give some suggestions to the reality in our country.
机译：近年来，中小型企业一直处于融资困境。尽管中小企业为国民经济发展和创造就业机会做出了巨大贡献，但由于规模小，信贷成本高，风险高的现实，它们很难获得金融机构的资金支持。中小企业，尤其是中小企业，在运用财务支持时，与大中型企业在信用评价，贷款体系管理和信用调查追踪方面有很大的不同。针对小型企业的困境，本文分析了日本金融公司对小型企业的具体做法和成就，最后对我国的现实情况提出了一些建议。

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