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An insight for consequences of e-business: possible case of cross border trading without using hard currency

机译：电子商务后果的见解：可能不使用硬通货进行跨境交易的情况

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E-business has entered into a new era, where new types of payment are present. The payments between the debtor and creditor are not necessarily carried out by traditional "cash vs. goods" style any more. The mechanism of credit enhancement has already been changing as direct settlements increase. In addition, new kind of money is emerging; money that is not issued by the government but the users. There are movements of new local currency systems in Japan. That is not particularly limited within Japan but increasing number can be counted all over the world. Many of those mechanisms utilize the features of electronic settlements. Recently, systems that propose the protocols for P2P settlement are gaining attention. This paper discusses the present evolution of such systems (ex. WAT-system) and foresees what comes next, that is to say, "Local currency becomes global currency" in cross border trading.
机译：电子商务已进入一个新时代，出现了新的付款方式。债务人和债权人之间的付款不必再通过传统的“现金与商品”方式进行。随着直接结算的增加，信用增强的机制已经发生了变化。另外，新的金钱正在涌现。不是由政府而是由用户发行的钱。日本出现了新的本地货币体系。在日本国内并没有特别的限制，但是全世界范围内的数量都在增加。这些机制中的许多机制都利用电子结算的功能。最近，提出用于P2P解决协议的系统正受到关注。本文讨论了此类系统（例如WAT系统）的当前发展，并预言了下一步的发展，即跨边界交易中的“本地货币成为全球货币”。

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