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The situation and development research of internet finance

机译：互联网金融的现状与发展研究

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摘要

Internet finance is not clearly defined by widely accepted. With the rapid development and mature of Internet finance, people's awareness and understanding of its connotation is gradually deepened. Internet finance is a combination of Internet and finance, which is using the Internet and mobile communications technology. Internet finance is a new financial model of joining the financing, payment and information agent together. In essence, the Internet is the use of large financial data, cloud computing, social networking and other Internet search engine technology for financing a new financial services model. Internet finance both non-financial institutions as Internet companies engaged in financial operations, including financial institutions conduct business via the Internet. Internet and financial depth of integration is the further trend, which has a more profound impact on financial products, business, organization and services. Promote the healthy development of Internet finance will help enhance the quality of financial services and efficiency, deepen financial reform, promote financial innovation and development, thus can expand domestic and the financial sector to build multi-level financial system. The paper will discuss the financial situation of the Internet, and then give the future prospects and possible directions of Internet finance based on the core issue-depth analysis.
机译：互联网金融没有被广泛接受的明确定义。随着互联网金融的快速发展和成熟，人们对其内涵的认识和了解逐渐加深。互联网金融是互联网和金融的结合，正在使用互联网和移动通信技术。互联网金融是一种将融资，支付和信息代理结合在一起的新的金融模式。本质上，互联网是利用大型金融数据，云计算，社交网络和其他互联网搜索引擎技术来筹集新的金融服务模式。互联网金融既是非金融机构，也是从事金融业务的互联网公司，包括金融机构通过互联网开展业务。互联网与金融的融合深度是进一步发展的趋势，它对金融产品，业务，组织和服务产生更深远的影响。促进互联网金融的健康发展，将有助于提高金融服务质量和效率，深化金融改革，促进金融创新发展，从而可以扩大国内和金融部门建设多层次的金融体系。本文将讨论互联网的财务状况，然后在核心问题深入分析的基础上，给出互联网金融的未来前景和可能的发展方向。

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  • 来源
    《》|2016年|1-5|共5页
  • 会议地点 Sydney(AU)
  • 作者

    Xiao Xuefeng; Feng Hua; Li Jiange; Kui Xiaoyan;

  • 作者单位

    Postdoctoral Programme of China Center for Industrial Security Research, Beijing Jiaotong University, Beijing, China;

    Postdoctoral Programme of China Center for Industrial Security Research, School of Economics and Management, Beijing Jiaotong University, Beijing, China;

    Postdoctoral Programme of China Center for Industrial Security Research, Beijing Jiaotong University, Beijing, China;

    School of Information Science and Engineering, Central South University, Changsha, China;

  • 会议组织
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类
  • 关键词

    Internet; Online banking; Finance; Mobile communication; Insurance;

    机译：互联网;网上银行;金融;移动通信;保险;

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