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The existing problems and recommendations of private lending on small and medium enterprises—Start with the effects of private lending on small and medium-sized enterprises' financial decisions

机译：私人贷款对中小企业私人贷款的存在问题及建议 - 从私人贷款对中小企业财务决策的影响开始

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Start with the effects of private lending on small and medium enterprises'(SMEs) financial decisions, this thesis discusses the positive and negative effects on SMEs' financing and investment decisions respectively, and performs an analysis on the problems of private lending. From the point of view of standardizing private lending, this thesis puts forward related recommendations, including building risk warning to guide private capital actively, Speed up the legislation and policy to establish a standard of private lending regulatory regime, and avoiding “short-term loans for long use”, etc. With these measures, SMEs can expand positive effects of private lending on them, make better financial decisions, guard against financial risk, and develop healthily and actively.
机译：从私人贷款对中小企业（中小企业）财务决策的影响开始，本文分别讨论了对中小企业融资和投资决策的积极和负面影响，对私人贷款问题进行了分析。从标准化私人贷款的角度来看，本文提出了相关的建议，包括建设风险警告，以积极指导私人资本，加快立法和政策，以建立私人贷款监管制度的标准，避免“短期贷款”长期使用“等这些措施，中小企业可以扩大私人贷款对他们的积极影响，使得更好的金融决策，防范财务风险，并健康地发展。

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