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How the Personal Cognition Affect the Health Insurance Reform—Based on the Empirical Analysis of Residents' Health and Medical Demands

机译:个人认知如何影响健康保险改革-基于对居民健康和医疗需求的实证分析

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This paper carries out the following discussion from the aspect of residents' cognition on health insurance information, by making use of the data from the China health and nutrition examination survey (CHNS 2000-2006) and the random effects panel estimation methods. (1) How the residents' cognition on health insurance information affects their health and medical demands, and then, influences and restricts the effectiveness of the China's health insurance policies; (2) what are the macro and micro factors that affect the residents' access to health insurance information. Studies found that the health and medical demands of urban and rural residents, who lack cognition on health insurance information, are significantly less, making the effectiveness of the current health and medical reform greatly reduced. Residents' cognition on health insurance information is not only connected with the micro-individual characteristics, but depends largely on the public policies of the macro health insurance reform. These experience and findings provide theoretical and practical bases for government to improve the effectiveness of the policies in the new round of medical and government reform.
机译:本文从居民对健康保险信息的认知角度,利用中国健康与营养检查调查(CHNS 2000-2006)的数据和随机效应面板估计方法,进行以下讨论。 (1)居民对健康保险信息的认知如何影响他们的健康和医疗需求,进而影响和限制中国健康保险政策的有效性; (2)影响居民获取健康保险信息的宏观和微观因素是什么?研究发现,缺乏对健康保险信息认知的城乡居民的健康和医疗需求明显减少,这使得当前的健康和医疗改革的有效性大大降低。居民对健康保险信息的认知不仅与微观个人特征有关,而且在很大程度上取决于宏观健康保险改革的公共政策。这些经验和发现为政府在新一轮医疗和政府改革中提高政策效力提供了理论和实践基础。

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