【24h】

Catastrophic Risk Management and Risk Securitization in China

机译:中国的灾难性风险管理和风险证券化

获取原文

摘要

The traditional insurance mechanism alone cannot spread the risk of repeated catastrophic losses. "Risk securitization", or insurance securitization and securitization of risk of loss from future events, generally provides an alternative to traditional reinsurance and can transfer risk to the deeper pool of the global capital markets. Through issuing CAT bonds and trading CAT futures or CAT options, etc. Insurance risk securitization can not only guarantee compensation sufficient for catastrophic damage, but also offer unique profit and diversification opportunities for the investor community. As one of the most efficient solutions of risk management, the catastrophic-linked securitization has become a vital and efficient alternative to transfer the catastrophic risk. This paper analyzes the types and features of insurance risk securitization and highlights the necessity and feasibility in developing insurance risk securitization in China. But due to some bottlenecks which are analyzed in the paper, development of risk securitization encounters great difficulty in China.
机译:单凭传统的保险机制就无法分散不断发生灾难性损失的风险。 “风险证券化”,即保险证券化和未来事件造成的损失风险的证券化,通常提供了传统再保险的替代选择,可以将风险转移到更深的全球资本市场中。通过发行CAT债券和交易CAT期货或CAT期权等,保险风险证券化不仅可以保证足以弥补灾难性损害的赔偿,还可以为投资者群体提供独特的利润和多元化机会。作为风险管理的最有效解决方案之一,与灾难相关的证券化已成为转移灾难性风险的重要且有效的替代方法。本文分析了保险风险证券化的类型和特点,突出了发展我国保险风险证券化的必要性和可行性。但是由于本文分析了一些瓶颈,风险证券化的发展在中国遇到了很大的困难。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号