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Mobile Banking Adoption by Under-Banked Communities in the United States: Adapting Mobile Banking Features from Low-Income Countries

机译:银行银行社区的移动银行通过美国:从低收入国家调整手机银行特征

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This research in progress paper adapts a theoretical framework from Internet Banking domain and test it in a new domain, conducts empirical study to test the theoretical framework in the US, and identifies common mobile banking features in low-income countries and tests their adaption in the US. The Technology Acceptance Model (TAM) is used to test student behavior in Mobile Banking use. We test eight constructs that were found to affect Internet Banking use and adapt it to mobile banking use. The constructs include perceived usefulness, perceived ease of use, perceived enjoyment, mobile network quality, security and privacy, trust, awareness, and regulation and compliance. The study is under progress.
机译:本研究进度纸张从网上银行领域采用理论框架并在新域中测试它,进行实证研究以测试美国的理论框架,并确定低收入国家的普通移动银行功能,并在其调用我们。技术验收模型(TAM)用于测试移动银行使用中的学生行为。我们测试了八个构造,发现了影响网上银行使用并使其适应移动银行使用。构建体包括感知有用性,感知易用性,感知享受,移动网络质量,安全和隐私,信任,意识和监管和规范。该研究正在进步下进行。

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