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首页> 外文会议>East Indonesia Conference on Computer and Information Technology >A fuzzy Mamdani approach on community business loan feasibility assessment
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A fuzzy Mamdani approach on community business loan feasibility assessment

机译：社区商业贷款可行性评估的模糊Mamdani方法

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摘要

A problem challenged in loaning is determining the credit earned amount because requested does not match by a bank loan criteria/terms and conditions. This study aims to analyze the creditworthiness of the "Kredit Usaha Rakyat (KUR) or people's business credit (PBC)" as assessed by Bank Rakyat Indonesia (BRI) by using a Mamdani fuzzy approach. Based on the experiment, 50 borrowers were analyzed based on bank’s criteria with 60 "IF-THEN" rules. The Max function has been used to evaluate the rules result. The study has shown that there has been a difference by the Bank’s assessment with acceptance of 78% and rejection of 22%. The error value of all calculations is averaged then compared with the smallest error value that has been determined is 5%, so that there are 21 borrowers who are eligible for loans. Subsequently, the proposed work was submitted to the Banks as material for analysis and evaluation of each borrower.
机译：借贷挑战的问题正在确定信用额赚取的金额，因为请求不由银行贷款标准/条款和条件匹配。 本研究旨在通过使用Mamdani模糊方法来分析“Kredit USAHA Rakyat（Kur）或人民商业信贷（PBC）”的信誉，以便使用Mamdani模糊方法评估。 基于实验，根据银行的标准分析了50个借款人，其中60个“if-del”规则。 MAX功能已被用于评估规则结果。 该研究表明，银行的评估有差异，接受78％并拒绝22％。 所有计算的误差值都平均，然后与已确定的最小误差值进行比较为5％，因此有21个借款人有资格获得贷款。 随后，拟议的工作被提交给银行作为分析和评估每个借款人的材料。

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