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A FRAMEWORK TO SUPPORT INSURERS ON THE ASSESSMENT OF POLLUTION RISKS

机译:支持保险人评估污染风险的框架

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摘要

Pollution insurance systems are a tool with a strong potential in environmental management. However, the implementation of such systems can be troublesome mainly due to the lack of a stable and clear liability regime, and to difficulties in identifying activity risks, in estimating damage magnitude and placing monetary value on the resulting ecological damages. We propose an iterative, cost-effective framework linking economic valuation methods to ecological risk assessment methodologies, intended to serve as a guide to support insurers on the assessment of pollution risks. The framework is being applied to a wastewater treatment plant that discharges high chlorine levels to a stream. The usefulness of the framework to other users, such as potential polluters, government environmental agencies and courts, is briefly analyzed.
机译:污染保险制度是在环境管理方面具有强大潜力的工具。但是,由于缺乏稳定和明确的赔偿责任制度,以及在确定活动风险,估计破坏程度和将货币价值置于所造成的生态破坏上等方面的困难,实施此类系统可能会遇到麻烦。我们提出了一个迭代的,具有成本效益的框架,该框架将经济评估方法与生态风险评估方法联系起来,旨在作为指南来支持保险公司进行污染风险评估。该框架正应用于废水处理厂,该厂将高氯水平排放到河流中。简要分析了该框架对其他用户(例如潜在的污染者,政府环境机构和法院)的有用性。

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