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Build Adequate Model for Financial Loan and Insurance Service in Rural Area

机译:建立农村金融贷款和保险服务的充分模型

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摘要

There are some defects in the rural financial structure, such as the single structure of rural financial organizations, the monopolization keeping by Rural Credit Cooperatives (RCCs), the lack of rural financial market competition, the continual development inability of rural financial organizations, and a great deal flowing outward rural capital through rural financial organizations. Therefore, the effective measures of solving the rural financial blanking should heighten the accumulation of rural money and we should actively adopt the new model of accommodation between banking and insurance in order to guard against rural financial risks.
机译:农村金融结构存在缺陷,如农村金融组织结构单一,农村信用合作社垄断经营,农村金融市场竞争缺乏,农村金融组织持续发展能力薄弱等。通过农村金融组织大量流出农村资本。因此,解决农村金融空白的有效措施应增加农村资金的积累,并积极采用银行与保险之间的新型融通模式,以防范农村金融风险。

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