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THE BANKING MONOPOLY. NORMATIVE REFERENCE POINTS

机译:银行垄断。规范性参考点

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The banking and the exchange operations are objective commercial facts that are realised by commercial entities which have an well legally characterized judicial regime and it cannot be departed from it - the credit institutions. Positioning the banking activity at the confluence of some domains of wide economical and social interests and also the banks' mission which is one of great social resonance made that the state itself institute a monopoly in the the credit institutions' favour. Without being a privilege of the credit institutions, the instituted monopoly represents sooner a statal concern in order to protect the public interest. Having as a reference point the special law, we are to analyse the operations regarding the banking monopoly, the exceptions to it and also we are to analyse the legal sanctions that interfere in case of breaking its legal conditions. The present study is destinated not only to theoreticians and practitioners but also to banking services consumers and it is a part of a more ample paper that analyses the banking monopoly in its integrality.
机译:银行业务和交易所业务是客观的商业事实,是由商业实体实现的,这些商业实体的司法制度在法律上具有良好的特征,并且不能与之分离开来-信贷机构。将银行业务定位在具有广泛经济和社会利益的某些领域的融合以及银行的使命,这是一种巨大的社会共鸣,这使得国家本身在信贷机构的支持下实行了垄断。在没有信贷机构特权的情况下,为了保护公共利益,建立的垄断机构很快就成为国家关注的焦点。以特殊法为参考点,我们将分析与银行垄断有关的运作,例外情况,并且还将分析在违反其法律条件的情况下进行干预的法律制裁。本研究不仅针对理论家和实践者,也针对银行服务消费者,这是一份更为详尽的论文的一部分,该论文分析了银行垄断的完整性。

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