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Centralization of Multi-Domestic Activities in the Banking Sector An Application to a European Banking Group

机译:银行部门中多国活动的集中化对欧洲银行集团的申请

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Nowadays, banks struggle to maintain their competitiveness and develop strategies to improve efficiency, by decreasing operational costs. Where multinational banks are concerned, the diversity of geographies usually multiplies the amount of repeated operations across borders, implying unnecessary costs. Banks are therefore starting to centralize some of their functions into shared-services centres where significant costs savings can be achieved. This paper analyzes the core areas within a bank, according to their potential of centralization, and provides a specific application to a European multinational bank with important international operations. Special focus is given to the Card Operations Department, in order to identify opportunities of centralization along the Group's operations.
机译:如今,银行努力通过降低运营成本来保持竞争力并制定策略来提高效率。在涉及跨国银行的地方,地域的多样性通常会使跨境重复业务的数量成倍增加,这意味着不必要的成本。因此,银行开始将其某些功能集中到共享服务中心,从而可以节省大量成本。本文根据集中化的潜力分析了银行的核心领域,并为具有重要国际业务的欧洲跨国银行提供了特定的应用。卡运营部将特别关注,以便发现沿集团运营进行集中化的机会。

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