THE IMPORTANCE OF ELECTRONIC MEANS OF PAYMENT IN THE BUSINESS TO CONSUMER DEVELOPMENT IN SPAIN: CURRENT EFFECTS ON FINANCIAL INSTITUTIONS

机译：电子支付方式在企业中对西班牙消费者发展的重要性：对金融机构的最新影响

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This paper is devoted to show the importance and evolution of Business to Consumer (B2C) in Spain, so that Spanish card market relevance in this kind of commerce may be explained. It also will allow to forecast how Spanish financial institutions, specially banks, will be affected. Afterwards, Spanish Information Society consolidation enhancing will be analyse and also, conditioning factors that provoke B2C development is not so high as expected. This analysis will permit to connect B2C with electronic means of payment, concretely, with electronic cards. Then Spanish electronic card market will be study in order to established if it is prepared to adopt payments in B2C electronic commerce. Then, all the innovations in this field will be studied and finally, authors will show how these alterations are affecting financial institutions.

机译：本文致力于展示西班牙商业对消费者（B2C）的重要性和发展，从而可以解释西班牙卡在这种商业中的市场相关性。它还可以预测西班牙金融机构，特别是银行将如何受到影响。此后，将分析西班牙信息社会的整合增强，并且，促使B2C发展的条件因素并不像预期的那样高。该分析将允许将B2C与电子支付方式（具体而言，与电子卡）连接起来。然后将研究西班牙的电子卡市场，以便确定是否准备在B2C电子商务中采用支付方式。然后，将研究该领域的所有创新，最后，作者将展示这些变更如何影响金融机构。

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来源
《World Multiconference on Systemics, Cybernetics and Informatics(SCI 2002) v.2: Concepts and Applications of Systemics, Cybernetics and Informatics I; 20020714-20020718; Orlando,FL; US》|2002年|P.351-356|共6页
会议地点 Orlando FL(US);Orlando FL(US)
作者
Yolanda Fernandez Jurado; Raquel Redondo Palomo;
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作者单位

Business School Pontificia Comillas University of Madrid (Spain);

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会议组织
原文格式 PDF
正文语种 eng
中图分类计算技术、计算机技术;
关键词
information society; electronic commerce; business to consumer; electronic means of payment; electronic cards; financial institutions;

机译：信息社会;电子商务;企业对消费者;电子支付方式;电子卡;金融机构;

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THE IMPORTANCE OF ELECTRONIC MEANS OF PAYMENT IN THE BUSINESS TO CONSUMER DEVELOPMENT IN SPAIN: CURRENT EFFECTS ON FINANCIAL INSTITUTIONS

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