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首页> 外文学位 >Quand l'endettement fait probleme Variations et constantes de l'experience d'endettement vecu comme etant problematique chez les jeunes adultes scolarises a Montreal et a Santiago du Chili.
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Quand l'endettement fait probleme Variations et constantes de l'experience d'endettement vecu comme etant problematique chez les jeunes adultes scolarises a Montreal et a Santiago du Chili.

机译：当债务成为问题时，在蒙特利尔和智利圣地亚哥上学的年轻人中，债务经历的变化和常数是有问题的。

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摘要

Based on two case studies conducted in Montreal, Canada and Santiago, Chile, this thesis seeks to develop an understanding of the experience of debt as a resentful and problematic situation among educated young adults from both contexts. The aim is to analyze the link between both of their social experiences-the ones facing a problematic situation of debt and the social context in which this situation arises. Specifically, it firstly seeks to describe how, when, and why the experience of young adults in debt becomes a problem and secondly, it seeks to compare how this experience is constructed in the two contexts studied.;The empirical results are presented in three articles. The first one explored, through a qualitative study conducted with young adults in Montreal who frequented Family Economy Cooperative Associations (in French ACEF) because of their debt, the dimensions that make the debt become a problematic situation. The two elements that emerge from this analysis are the individualistic dimension and its great responsibility, which induces debt among young Montrealers. The second and third article deal with the case of young people in debt under the undergraduate loans system which are granted by the Corporation for the Promotion of Production (in Spanish Corfo).;The social context of debt emergency is producing two very different types of debt experience. In Montreal, the consequences of debt are limited in time and they are possible to overcome by young people who see themselves responsible for their situation. Conversely, in Santiago, young people are forced to repay their debts and in order to do so, they develop a series of adaptation strategies. The consequences of these strategies are irreversible and have a long-term effect. The extension of the power of submission to an abusive loan expands to a large network of people, which makes them face debt collectively. This thesis shows evidence on the differences in the discourse of debt and its implications between Santiago and Montreal. While in Montreal the discourse of failure (and its correlation with depressive states) causes passivity among young people, in Santiago, this situation causes anger. Young people in debt group together in associations to report a situation they consider an abuse.
机译：基于在加拿大蒙特利尔和智利圣地亚哥进行的两个案例研究，本论文力求加深对这两种情况下受过教育的年轻人中债务这一令人愤慨和有问题的情况的理解。目的是分析他们的两种社会经验之间的联系，即面临债务问题的情况与发生这种情况的社会背景之间的联系。具体而言，它首先试图描述年轻人的债务经历如何，何时以及为何成为问题，其次，它试图比较在所研究的两种情况下这种经验的构建方式。第三章给出了实证结果。 。第一个研究是通过对蒙特利尔的年轻人进行的定性研究而进行的，他们由于债务而经常参加家庭经济合作社（在法国ACEF中），使债务成为一个问题的情况。该分析得出的两个要素是个人主义的维度及其巨大的责任感，这在年轻的蒙特利尔人中引起了债务。第二条和第三条处理的是由促进生产公司授予的大学贷款制度下的年轻人债务问题（西班牙语为Corfo）。债务紧急情况的社会背景产生了两种截然不同的债务经验。在蒙特利尔，债务的后果受到时间的限制，年轻人可以克服这种后果，他们认为自己对自己的状况负责。相反，在圣地亚哥，年轻人被迫偿还债务，为此，他们制定了一系列适应战略。这些策略的后果是不可逆转的，并具有长期影响。屈从于滥用贷款的权力扩展到了庞大的人际网络，这使他们集体面临债务。本文证明了圣地亚哥和蒙特利尔之间在债务问题上的差异及其含义。在蒙特利尔，失败的话语（及其与抑郁状态的关系）引起年轻人的消极情绪，而在圣地亚哥，这种情况引起了愤怒。债务中的年轻人组成协会，一起汇报他们认为是虐待的情况。

著录项

  • 作者

    Perez-Roa, Lorena.;

  • 作者单位

    Universite de Montreal (Canada).;

  • 授予单位 Universite de Montreal (Canada).;
  • 学科 Sociology Individual and Family Studies.;Latin American Studies.;Education Finance.
  • 学位 Ph.D.
  • 年度 2014
  • 页码 304 p.
  • 总页数 304
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类 肿瘤学;
  • 关键词

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