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我国林权抵押贷款研究综述

         

摘要

通过对2003年以后我国的林权抵押贷款相关文献的梳理归整,重点对林权抵押贷款中涉及的理论基础、森林资源资产评估、贷款模式进行分析总结,对不同的森林资源所对应的资产评估和贷款模式进行了分类汇总。在林权抵押贷款实证研究汇总中,对林权抵押贷款的主要运行模式及其内容或特征进行了重点分析。讨论了目前关于林权抵押贷款研究存在的主要问题,认为我国林权抵押贷款的研究在基础理论、森林资源资产评估体系建立、抵押贷款的模式创新以及众学者提出的问题和对策针对性方面均有所欠缺,并提出了相应建议。%Through consulting the literature of forest tenure mortgage after 2003, analyzed the theoretical basis, forest asset assessment, lending model, and subtotaled the lending models and asset valuation methods for corresponding forest reserve. And in the summary of the lending models, the main operation modes, the main content or features were analyzed detailed. Then discussed the main problems exist in forest tenure mortgage, such as the weakness of the theoretical basis, the uncompleted system of the forest asset assessment, the innovation of mortgage model, and the deficiency of the model proposed by scholars. At last, ~ive some suggestions.

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