The interpretation of marine insurance contract shall be in accordance with Article 125 of the Contract Law of the People's Republic of China.The process of interpretation shall take into account the commerciality of marine insurance con-tract,respect the autonomy of contracting parties,be guided by the balance of interests of both parties,start from the literal meaning of the clauses,and comprehensively take the purpose of the contract and the commercial custom into consideration. The clause stating that"the contract shall be of no legal effect provided that the premium has not been paid in accordance with the contract"could be interpreted as a condition attached to the termination of contract, which is legal and valid; the fact that the outcome of interpretation is against the insured is not the reason to deviate from literal meaning of this clause.%解释海上保险合同,应根据《中华人民共和国合同法》第125条搭建的框架进行.解释过程应考虑海上保险合同的商业性,尊重谈判力量平等的当事人的订约自由,以利益平衡为价值导向,以文义为出发点,并综合考量合同目的、交易习惯等因素.船舶保险合同中"不按保单约定支付保费将导致保单失效"的条款可被解释为合同所附解除条件,合法有效;解释结果对被保险人不利不是法院偏离条款文义的理由.
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机译：命令修正案，修改案，修改案，修改案，修订案，修改案，修改案，修改案，修改案，修改案，修改案，修正案案indirects frappant les rassemblements de capitaux =关于根据指令第7条第（1）款（b）项规定的关于间接税的某些公司重建业务规定的减少资本税率的适用范围的理事会指令的提案筹集资金。 COm（72）984 final，1972年9月15日
