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国家金融地理与河南金融发展

         

摘要

Changes in financial geography profoundly influence the development of different places, and are becoming an important component of modern regional spatial structure. The position of a place in national geography firstly affects local economic efficiency and capital gain, especially credit obtaining, secondly as a spatial structure forces influences local financial development, which can make the relationship between local economic growth and financial development more complex. Since 21 Century inter-regional intense competition for financial resources is redrawing new national financial geography. The analysis based on location Gini coefficient indicates financial industrial geographical concentration is not obvious at province level, mainly reflected at meso or micro spatial level. Economic growth in Henan since 2000 is very fast but financial development is slow. Compared with other provinces in the Middle Region this difference is more notable. The position of Henan in national financial geography continues to drop. For Henan, to speed up financial development is imminent, which requires a delicate balance between regional financial center construction and rural inclusive financial system building.%金融地理的变化深深影响着不同地方的发展,并成为现代区域空间结构的重要组成部分.地方在国家金融地理中的位置,首先影响区域经济效率和资本获得,特别是信用获得,从而直接影响区域经济增长;其次作为一种空间结构力量,影响地方金融发展,突出表现在金融流动对地方金融发展的激励和滞缓.21世纪以来各区域对金融资源的激烈竞争正在重绘新的国家金融地理.基于区位基尼系数的分析表明,现阶段金融产业在省际层面的地理集中趋势并不明显,地理集中主要体现在中观甚至微观区域层面上.2000年以来河南省经济增长快速而金融发展迟缓,与中部其他省份相比差异更加显著,在国家金融地理格局中的地位不断下降.加快河南省金融发展迫在眉睫,这需要统筹区域金融中心和乡村普惠金融建设.

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