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基于大数据的中小企业金融服务模式构想

         

摘要

It the period of" 13th Five-Year",with the implementation of the "mass entrepreneurship and innovation","Chinese Manufacturing 2025","Internet + "," the Belt and Road" and other major strategic initiatives,the development of small and medium-sized enterprises has been further consolidated.There is a huge potential for development.But financial support they can get is very limited,financing problems have also become China's small and medium-sized enterprises development obstacles and bottlenecks.Therefore,in order to promote the healthy growth of small and medium-sized enterprises to make sure that our national economy can maintain sustained and balanced growth,to solve the issue of financial support,and actively guide the rational flow of financial resources of small and medium-sized enterprises is very necessary.%“十三五”时期,随着“大众创业、万众创新”、《中国制造2025》、“互联网+”、“一带一路”等重大战略举措的加速实施,中小微企业发展向好势头更加巩固,存在巨大的发展潜力.但它们能够得到的金融支持却十分有限,融资难的问题也一直成为我国中小微企业健康发展道路上的障碍与瓶颈.因此,要想促进中小微企业健康成长,使我国国民经济能够保持持续、均衡的增长,必须要解决中小微企业金融支持问题,积极引导金融资源合理流向中小微企业.

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