Solving the fi nancing problem in rural areas and improving the level of economic development in rural areas become important guarantees for the expansion of domestic demand. This research, through studying the current situation of rural fi nancing, pointed out the main factors restricting the fi nancing in rural areas, such as high risk credit, slow income growth, high fi nancing cost and difficult mortgage and guaranteed loans. Based on those, the author worked out the objectives and direction of China's rural fi nancing reform, from two aspects of path selection of reform and innovation and specifi c embodiments for adjusting the overall reconstruction, and put forward some relevant countermeasures.
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