校园网贷以高校在校生为服务对象,提供快捷、高效的小额贷款服务,但是由于网贷平台的运营监管漏洞、非法网贷平台以及个人原因,大学生网贷面临超过自身消费水平、贷款用于非法用途、个人信息泄露、陷入诈骗圈套等风险,造成非常大的社会影响.对在校大学生应就网贷这一事件进行必要的知识、风险防范教育十分必要.%The campus net loans take college students as the service object, provide fast and efficient microfinance services, but because of operation regulatory loopholes of net loan platform, illegal net loan platform and personal reasons, college students face risks such as more than their own consumption level of net loan, loans for illegal purposes, the disclosure of personal information, the trap of fraud, causing a very large social impact. It is necessary for college students to take necessary knowledge about the net loan, and to take precautions against risks.
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