中小企业是市场的主体，尤其是民营中小企业，更是在活跃城乡经济，增加就业和扩大税收等方面扮演着越来越重要的角色。但是中小企业融资难融资贵又是我国当前面临的一个亟待解决的难题，如何解决中小企业融资难融资贵的问题，是包括企业从业人员和理论界学术界面临的一个迫切需要解决的问题。%Small and medium-sized enterprise is the main body of market, the private small and medium-sized enterprise plays a more and more important role in vivifying urban and rural economy, increasing employment and broadening the tax. But the difficult and expensive financing of small and medium-sized enterprises in China is a problem need to be solved. Solving the difficult and expensive financing of small and medium-sized enterprises is the problem for enterprise employees and theoretical academia.
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