针对当今担保系统的审批效率低下，审批成本过高，提出了一种基于风险控制的担保管理系统，该系统能有效地对企业的财务指标进行约简，减少指标数据的采集成本，同时可以自动地进行风险识别，从而提高了系统的审批效率，最后将该系统运用于实践，证明该系统效果较优。%Aiming at the low efficiency of the examination and approval of guarantee system and the high cost of approval, this paper puts forward a kind of security management system based on risk control. The system can effectively reduct the enterprise's financial indexes, reduce the acquisition cost of index data, at the same time, the conduct the risk identification automatically, so as to improve the efficiency of examination and approval of system. This paper finally applies this system in practice and proves the optimum effect of the system.
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