改革开放以来，中小企业在我国快速发展，在解决就业、稳定社会、保障民生、促进经济又好又快发展等方面发挥了重要作用。然而，由于中小企业自身抵御风险能力较低和生产经营不规范等原因一直面临着融资难问题。本文分析了中小企业融资现状和制约因素，并提出了解决我国中小企业融资问题的措施。%Since the reform and opening up, SMEs in China have got rapid development, playing an important role in promoting employment, keeping social stability, safeguarding people's livelihood and promoting sound and rapid economic development. However, because of weak ability to withstand risks and non-standard production operation, small and medium enterprises have been facing financing difficulties. This paper analyzes the status quo and constraints of SME financing, and proposes countermeasures.
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