Housing provident fund as a welfare measure, the holder can enjoy certain concessions in the process of buying houses. This paper analyzes the concept and features of housing provident fund, and makes policy recommendations to optimize housing provident fund, thus providing a reference for the construction of housing security system.%住房公积金作为一项福利措施，在购买住房过程中能够享受一定的优惠。本文通过分析住房公积金的概念，分析公积金的特点，同时提出优化公积金的政策建议，进而为构建住房保障体系提供参考依据。
展开▼
