近年来，银行的零售业务迅速发展，已经成为银行三大支柱业务之一，本文将简述目前个人银行业务面临的机遇与挑战，并对下一步个人银行业务发展方向提出浅薄建议。%In recent years, the retail business of the bank has developed rapidly, and it has become one of the three mainstay businesses of the bank. This paper expounds the opportunities and challenges of the personal banking business in the current situation, and puts forward suggestions of the development direction of the personal banking business in the next stage.
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