Taking Qichun county farmers as the research object, combines the questionnaires and related datas, analysed the fundamental condition of farmer was investigated, and the use of factor analysis to numerous influence farmer financing demand factors were summarized, extracted three main factors, and based on the analysis, put forward suggestions of solving farmer's financial problems.% 以蕲春县农户为研究对象，结合问卷及其相关数据，分析了被调查农户的基本情况，并利用因子分析法将众多影响农户融资需求的因素进行归纳，提炼出3个主要的因素，并根据分析有针对性地提出破解农民融资问题的相关建议。
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