本文基于中小企业信息透明度差、样本评估数据积累不足的现实状况,结合中小企业的经营和发展特点,提出采用LS-SVM模型的综合评价方法对中小企业进行信用评价,在此基础上,本文构建了中小企业信用评价指标体系,并通过算例仿真表明LS-SVM模型能适用于中小企业的信用评价.%This paper studies the status about the bad transparency of information and deficiency of sample assessment data accumulation, and combines with the characteristics of operation and development in small-medium enterprises, so we provide a comprehensive evaluation method for credit evaluation based on LS-SVM. Based on this, we construct credit evaluation index system for the small-medium enterprises, and through the empirical analysis, the results show that LS-SVM applies to credit evaluation of the small-medium enterprises.
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