金融消费者教育是金融消费者保护的第一道防线，是金融消费者保护的重要内容和手段。本文研究分析了国外金融消费者教育的主要经验和做法，阐述了人民银行西安分行开展金融消费者教育的实践。在此基础上，建议设立“金融知识普及月”，构建提升全民金融素质的长效机制，加强金融消费者保护。%The financial consumer education is the first line of defense of financial consumer protection, and is the important con- tent and instrument of financial consumer protection. The paper studies the experience and practices of financial consumer education in foreign countries, and expatiates on the practices of financial consumer education carried out in Xi' an Branch PBC. On the basis of above analysis, the paper suggests that the govemment should set up "Financial Literacy Month" in China and construct a long-term and effective mechanism of improving national financial quality to strengthen financial consumer protection.
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