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New Proposal of Private Insurance Program for Dementia Patients: Design of Sustainable Private Insurance Program in Korea

机译：针对痴呆症患者的私人保险计划的新建议：韩国可持续性私人保险计划的设计

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摘要

The purpose of this study is to examine interventions and supporting systems by dementia stage, take a look at dementia insurance policies in Korea and the United States, and present Korean private insurance programs for dementia patients. According to the study, our suggestions of a design of private insurance products for Korean dementia patients are as follows. First, the products should support people aged 80 and older. Second, new products should include the mild stage dementia in the insurance coverage. Third, non-pharmacological treatments, such as the cognitive stimulation, the cognitive training, and exercises need to be covered through the new private insurance. Fourth, the private insurance should be contained home health care services in its coverage. These suggestions can reduce the dependence of the public insurance, help people choose appropriate treatments for themselves, and give people a good opportunity to improve the effect of dementia treatment and to increase the satisfaction of patients and their families.
机译：这项研究的目的是按痴呆症阶段检查干预措施和支持系统，了解韩国和美国的痴呆症保险政策，并介绍针对痴呆症患者的韩国私人保险计划。根据这项研究，我们为韩国痴呆症患者设计私人保险产品的建议如下。首先，产品应支持80岁以上的人群。其次，新产品应在保险范围内包括轻度痴呆。第三，需要通过新的私人保险来涵盖非药物治疗，例如认知刺激，认知训练和锻炼。第四，私人保险应包括在其范围内的家庭保健服务中。这些建议可以减少对公共保险的依赖，帮助人们为自己选择合适的治疗方法，并为人们提供改善痴呆症治疗效果并提高患者及其家人满意度的良好机会。

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