HOUSING represents the single largest store of wealth among Canadian individuals and families, and is the largest expense in most household budgets. Housing epitomizes the concept of "use value" where the worth of something comes from how it is used, and not its resale price. Historically, as land was passed down through generations within families, the home symbolized family and social identities. In some countries and communities, a significant proportion of contemporary housing remains within the same families for hundreds of years.
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