Q: Do you offer liability insurance for a pilot flying skydivers? A: Skydiving is one of the most exciting and thrilling activities that involves general aviation. One way some commercial pilots build their hours is to fly a "jump" airplane. Just think of how many takeoffs and landings a busy jump school could get on a nice day! But I hope pilots consider how to protect themselves in the event of an injury or accident. Jumpers sometimes get hurt, so how can a contract jump pilot protect himself? Quite frankly, there aren't many options, but there is one that I recommend. Since the jump school-hopefully-has coverage, the pilot should request to be added to the school's insurance policy as an "additional insured." This extends the school's policy coverage to the pilot. There typically is an additional charge for this service, and the amount will vary depending upon the pilot's qualifications. And here's another recommendation: Ask to see the policy. You might be surprised to find the school has decent coverage for jump operations-or have an eye-opening moment and find that it doesn't have any jump coverage at all.
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