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Public versus private demand for covering long-term care expenditures

机译:公共和私人对支付长期护理支出的需求

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摘要

This article studies the determinants of the Willingness to Pay (WTP) for Long-Term Care (LTC) insurance coverage. Two alternatives are considered: one compulsory, financed through taxes, the other purchased on a voluntary basis and paid through a premium. WTP was elicited through open-ended contingent valuation within a survey conducted in the Italian region Emilia-Romagna about LTC population needs. We model information on individual WTP as a two-stage process, where respondents first establish their interest for LTC cover, then state their WTP. Results show that interest and WTP are influenced by different variables, and that differences arise also between the WTP for public and private coverage.
机译:本文研究了长期护理(LTC)保险支付意愿(WTP)的决定因素。考虑了两种选择:一种是强制性的,通过税收筹集资金,另一种是自愿购买并通过溢价支付的。 WTP是通过在意大利地区艾米利亚-罗马涅(Emilia-Romagna)对LTC人口需求进行的一项调查中通过不限成员名额的或有估值来得出的。我们将个人WTP信息建模为两个阶段,在此过程中,受访者首先确定其对LTC保险的兴趣,然后陈述其WTP。结果表明,兴趣和支付意愿受不同变量的影响,并且公共和私人支付的支付意愿之间也存在差异。

著录项

  • 来源
    《Applied Economics》 |2010年第30期|p.3651-3668|共18页
  • 作者单位

    Department of Economics and CRENoS, Universitd di Cagliari,Cagliari, Italy;

    Department of Economics, Universitd di Bologna, Bologna, Italy Centre for Household, Income, Labour and Demographic economics (CHILD), Turin, Italy;

    Department of Economics and CRENoS, Universitd di Cagliari,Cagliari, Italy;

  • 收录信息 美国《科学引文索引》(SCI);
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类
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