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A New Dawn for De Novo Banks

机译:De Novo银行的新曙光

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The idea to start Bank of Bird-in-Hand came at a time when the climate for de novo bank formation was inhospitable at best. Rightfully concerned by the staggering number of new banks that failed during the crisis years, regulators in 2009 raised the de novo period from three years to seven and were requiring more capital than ever from banks seeking charter approval. "It was a challenge, because we knew we were going to be the first bank, and we knew that the scrutiny was probably going to be strongest on us," says Lori Maley, who came on board as CFO during the bank's formation phase and today serves as CEO.
机译:成立“牵手银行”的想法是在新兴银行形成的气氛充其量不适宜的时候提出的。理应担心在危机期间倒闭的新银行数量之多,监管机构在2009年将从头重设期从三年提高到七年,并要求寻求特许批准的银行比以往需要更多的资金。 “这是一个挑战,因为我们知道我们将成为第一家银行,而且我们知道对我们的审查可能最严格。”在银行成立期间担任首席财务官的洛里·马利(Lori Maley)说。阶段,今天担任首席执行官。

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