How a Digital Commercial Loan Gets Made

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How a Digital Commercial Loan Gets Made

机译：如何获得数字商业贷款

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The potential for digital lending is captivating the attention of bankers across the U.S., and with good reason. Nonbank competitors are making big inroads by delivering loans directly to customers precisely, quickly and smoothly via mobile technology and other digital platforms, and bankers recognize the need to respond. Nonbank digital loan volume is expected to reach $122 billion by 2020-a dramatic ten-fold increase over six years when traditional bank lending has been relatively stagnant, according to a 2018 ABA study on the state of digital lending.

机译：数字借贷的潜力正吸引着全美银行家的注意力，这是有充分理由的。非银行竞争对手正在通过移动技术和其他数字平台直接，准确，快速，平稳地向客户提供贷款，从而取得了长足的进步，银行家也意识到需要做出回应。根据ABA 2018年关于数字借贷状况的研究，到2020年，非银行数字借贷量预计将达到1220亿美元-在六年中传统银行借贷相对停滞的情况下增长十倍。

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《ABA banking journal》 |2019年第3期|20-22|共3页
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How a Digital Commercial Loan Gets Made

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