At times, Paul Siebenmorgen feels like two people. "To the outside, in our communities, I'm a banker," says the president and CEO of Farmers and Merchants State Bank, Archbold, Ohio. "But inside, nowadays, I realy feel I'm more of a manager, delegator, leader, band director, educator, cheerleader, what have you." Siebenmorgen's bank has expanded into five new communities in five years, and is approaching the $1 billion-assets mark.
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