Take a new look at insurance

Ashley Bray

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Take a new look at insurance

机译：重新看待保险

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The road to the insurance brokerage business can be bumpy if a bank is unclear about its objectives and the way it should approach the market. But in this low interest-rate environment, it's a road many are traveling in search of other sources of noninterest income. Insurance can be an attractive source of this income, because it's a market that poses little risk to banks, which only take on the distribution and not the underwriting.

机译：如果银行不清楚其目标和应对市场的方式，那么通往保险经纪业务的道路可能会坎bump。但是，在这种低利率环境下，这是一条寻找其他非利息收入来源的道路。保险可以成为这种收入的诱人来源，因为这是一个对银行几乎没有风险的市场，银行仅承担分配而不是承保。

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《ABA Banking Journal》 |2013年第9期|26-29|共4页
作者
Ashley Bray;
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1. ASTRA S. A. INSURANCE AND REINSURANCE CO. v. SPHERE DRAKE INSURANCE LTD. SPHERE DRAKE INSURANCE LTD. v. ADMINISTRATIA ASIGURARILOR DE STAT (AND ITS SUCCESSOR IN INTEREST, ASTRA S. A. INSURANCE AND REINSURANCE CO.) [J] . Before Mr. Justice DAVID STEEL Lloyd's Law Reports . 2000,第期

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3. Health insurance, a friend in need? Impacts of formal insurance and crowding out of informal insurance [J] . Geng Xin, Janssens Wendy, Kramer Berber, World Development . 2018,第期

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Take a new look at insurance

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