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Pass the Aspirin

机译:通过阿司匹林

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摘要

So much acrimony, and much of it over a cup of coffee. An exaggeration, perhaps. But a senior lobbyist recently spoke of the seemingly daily barrage of articles that he sees about consumers who have had to pay multiple overdraft fees of $30 or so because they overdrew their accounts by buying mocha latte with a debit card. (No one ever mentions the money spent on overpriced coffee.)rnSurveys and banker experience demonstrate that consumers want and appreciate overdraft service. But, as the lobbyist continued, "What can we do as an industry to get rid of the horror stories?" ABA recently formed a special overdraft task force to address the entire issue.rnThe controversy over fee-based overdraft service has raged for more than five years. The matter has come to a head now that Senate Banking Committee Chairman Chris Dodd (D.-Conn.) has introduced his S. 1799, the Fairness and Accountability in Receiving (FAIR) Overdraft Coverage Act of 2009. It joins New York Democrat Rep. Carolyn Maloney's H.R. 3904, the Overdraft Protection Act of 2009.
机译:如此激烈的争吵,其中很大一部分是一杯咖啡。也许是夸张。但是,一位高级游说者最近谈到了看似每天都有的文章,他看到消费者不得不支付30美元左右的多次透支费,因为他们通过使用借记卡购买摩卡拿铁而透支了帐户。 (没有人提到花在高价咖啡上的钱。)调查和银行家的经验表明,消费者想要并欣赏透支服务。但是,正如游说者所说,“作为一个行业,我们应该摆脱恐怖的故事吗?” ABA最近成立了一个特别的透支工作组来解决整个问题。关于收费透支服务的争议已经持续了五年多。现在,参议院银行委员会主席克里斯·多德(Chris Dodd)(民主党)推出了他的S. 1799,即《 2009年透支收支公平和责任法案》(Fair),并加入了纽约民主党代表的行列。卡罗琳·马洛尼(Carolyn Maloney)的HR 3904,2009年《透支保护法》。

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  • 来源
    《Asian development review》 |2009年第12期|14-15|共2页
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