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Where Peer-to-Peer Loans Are Born

机译:点对点贷款在哪里诞生

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摘要

One of the most profitable banks in the country fits on the eighth floor of a Salt Lake City office building. It has no grand entrance for clients-it's mainly just cubicles, conference rooms, and a break area with machines that dispense free candy. WebBank is like one of those machines for its primary owner, investor Warren Lichtenstein. Last year its 38 employees generated more than $400,000 in profit apiece, about four times the amount at JPMorgan Chase. While that added up to only $15.5 million, WebBank's return on equity was 44 percent-a level of profitability that dwarfs the 33 percent Goldman Sachs reported in its best year as a public company, and about five times the current average for U.S. banks.
机译:该国最赚钱的银行之一位于盐湖城办公大楼的八楼。它没有为客户准备的宏伟入口-主要是小隔间,会议室和配有免费糖果的机器的休息区。 WebBank就像它的主要所有者,投资者Warren Lichtenstein的机器之一。去年,它的38名员工每人创造了超过40万美元的利润,约为摩根大通公司的四倍。虽然这仅增加了1,550万美元,但WebBank的净资产收益率仅为44%,与高盛在其上市公司最佳年份报告的33%的盈利水平相比,相形见,,约为当前美国银行平均水平的五倍。

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  • 来源
    《Business week》 |2015年第4423期|41-42|共2页
  • 作者

    Noah Buhayar;

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  • 正文语种 eng
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