Abstract Offsetting is a policy instrument intended to provide flexibility for development. We developed a simple calculator to predict when no net loss is feasible using biodiversity offsetting. Assuming offset ratios ≤10:1 are indicative of operational feasibility and employing a discount rate of 3%, we predicted that no net loss is feasible where biodiversity can be restored within 55 years, which restricts the impacts on biodiversity that can be offset using restoration. Alternatively, no net loss is feasible by avoiding loss to biodiversity that is declining under the counterfactual at an annual rate ≥6%. However, this is considerably higher than typical background rates of biodiversity loss so restricts where avoided-loss offsets are feasible. No net loss is theoretically feasible in the broadest range of circumstances if biodiversity gains are provided in advance of development. However, these gains are procured by restoration or avoided loss, so constraints presented by these approaches also apply. We concluded that no net loss is feasible in a limited range of development scenarios unless offset ratios greater than 10:1 are more widely tolerated.
展开▼
机译：具有附加功能的在线房屋贷款比较计算器，允许用户确定将太阳能光伏系统的成本增加到原始房屋贷款金额中的净效果。 Solar Home Loan Calculator允许用户将2种不同的贷款金额与2种不同或相等的利率进行比较，以贷款支付的形式显示净损失或收益。该计算器还允许用户以美元为单位输入由太阳能光伏系统产生的节电，作为额外的贷款还款，说明整体房屋贷款应付利息，贷款期限和LVR减少。
