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首页> 外文期刊>International Affairs and Global Strategy >The Role of Micro credit and Micro Finance Institutions (MFIs) - Extent and Intensity of poverty, poverty alleviation and Outreach
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The Role of Micro credit and Micro Finance Institutions (MFIs) - Extent and Intensity of poverty, poverty alleviation and Outreach

机译:小额信贷和小额金融机构(MFI)的作用-贫困,减轻贫困和外联的程度和强度

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This study is about micro credit and its contribution to the improvement and poverty reduction for millions of the poorest people of Bangladesh. Micro credit has a huge impact on the lives of millions of poor people particularly to women. Numerous scholars and NGOs have been working with micro credit to reach poor people, who are still not benefited by the conventional financial system. In this study, it has been tried to present evidence of the important contributions made by micro credit in the eradication of poverty by increasing the income generating activities, empowerment of poor people to access development services such as health and education, and reduction in vulnerability. Micro credit is now being considered as one of the most important and an effective mechanism for poverty reduction. Present study describes about micro credit activities and helps to investigate the impact of micro credit on the poor people of the society with the main focus on target people of the study area. Researcher mainly concise this study through client's (the poor people, who borrowed loan from micro credit institutions) perspective and build up this research based on questionnaire survey and field observation. Therefore, the objective of this study is to show how micro credit works to improve the quality of poor targeted groups and reducing poverty and how it affects the living standard (income, saving & health etc.) of the poor people in study area. Several micro credit institutions are working in the study area. Grameen Bank, BRAC, ASA and PROSHIKA are some of the prominent of them. These institutions are working tremendously to the empowerment, poverty reduction and improvement of living standards for the poor people in the study area.
机译:这项研究是关于小额信贷及其对孟加拉国数百万最贫困人口的改善和减贫的贡献。小额信贷对数百万穷人的生活产生了巨大影响,特别是对妇女而言。许多学者和非政府组织一直在利用小额信贷来帮助贫困人口,这些贫困人口仍然无法从传统金融体系中受益。在这项研究中,已尝试通过增加创收活动,赋予穷人权力以获取诸如健康和教育等发展服务以及减少脆弱性的机会,来证明小额信贷在消除贫困方面的重要贡献。现在,小额信贷被认为是最有效的减贫机制之一。本研究描述了小额信贷活动,并有助于调查小额信贷对社会贫困人口的影响,主要侧重于研究区域的目标人群。研究人员主要通过客户(从小额信贷机构借钱的穷人)的角度来简化本研究,并基于问卷调查和实地观察来构建本研究。因此,本研究的目的是展示小额信贷如何提高目标贫困人群的质量并减少贫困,以及它如何影响研究区域贫困人口的生活水平(收入,储蓄和健康等)。研究领域有多家小额信贷机构。格莱en银行,BRAC,ASA和PROSHIKA是其中的佼佼者。这些机构正在为研究地区的穷人赋权,减少贫困和改善生活水平而付出巨大的努力。

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