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首页> 外文期刊>International Journal of Food and Agricultural Economics >EXPLAINING THE PERCEPTION OF SMALLHOLDERS TOWARDS WEATHER INDEX MICRO-INSURANCE ALONGSIDE RISKS AND COPING STRATEGIES
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EXPLAINING THE PERCEPTION OF SMALLHOLDERS TOWARDS WEATHER INDEX MICRO-INSURANCE ALONGSIDE RISKS AND COPING STRATEGIES

机译：解释小股东对天气指数微保险以及风险和应对策略的看法

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摘要

Many studies associate smallholders with negative attitudes towards weather index-based micro-insurance. This article analyses the perceptions of small-scale maize producers towards weather index insurance amid common risks and coping strategies. Findings do not strongly suggest a negative attitude towards weather index insurance among smallholders thus controverting hitherto studies. Rather, the study postulates that other risks facing smallholders and their risk responses disposition may distort and override farmersa€? attitude towards weather index insurance. Further, results of the Ordered Probit model revealed that Sex of the household head, size of the household, if a farmer experienced crop loss in the previous farming seasons, off-farm income, if a farmer received compensation, the level of education of the household head, if the household head accessed Credit and group membership had a significant influence on the perception of the smallholders towards the index-based micro insurance scheme.
机译：许多研究使小农户对基于天气指数的小额保险持消极态度。本文分析了在常见风险和应对策略中，小规模玉米生产者对天气指数保险的看法。调查结果并没有强烈表明小农对天气指数保险的否定态度，因此对迄今为止的研究产生了争议。相反，该研究假定小农面临的其他风险及其对风险的处置可能会扭曲并推翻农民。对天气指数保险的态度。此外，有序概率模型的结果表明，如果一个农民在前一个耕种季节遭受农作物损失，户主的性别，户口大小，非农收入，如果一个农民获得补偿的话，则是受教育水平。户主，如果户主能够获得信贷和团体会员资格，将对小农对基于指数的小额保险计划的看法产生重大影响。

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