首页> 外文期刊>International Journal of Business and Management >Which New Small and Medium Enterprises in South Africa Have Access to Bank Credit?
【24h】

Which New Small and Medium Enterprises in South Africa Have Access to Bank Credit?

机译:南非哪些新的中小企业可以获得银行信贷?

获取原文
           

摘要

New SMEs are very important to the economy of South Africa. Their failure rate at about 75% is one the highest in the world. Lack of finance is one of the primary reasons for the failure of new SMEs in South Africa. About 75% of all applications for bank credit by new SMEs are rejected. This objective of the paper was to investigate the determinants of credit approval for new SMEs. The survey method and self-administered questionnaires were used for data collection. 445 respondents took part in the survey. Data was analysed by logistic regression. The results indicate that managerial competencies, business information, networking, location, crime, business size and incorporation are significant determinants of credit approval.
机译:新兴的中小企业对南非的经济非常重要。他们的失效率大约为75%,是世界上最高的之一。缺乏资金是南非新兴中小企​​业失败的主要原因之一。新的中小企业在所有银行信贷申请中约有75%被拒绝。本文的目的是调查新中小企业信贷批准的决定因素。使用调查方法和自行管理的问卷进行数据收集。 445名受访者参加了调查。通过逻辑回归分析数据。结果表明,管理能力,业务信息,网络,位置,犯罪,业务规模和公司合并是信贷批准的重要决定因素。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号