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Implications of Fraud on Commercial Banks Performance in Nigeria

机译:欺诈对尼日利亚商业银行业绩的影响

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Fraud is a global phenomenon that has been in existence for long and it increases every day by day. This studyis set at evaluating the impact of fraud on the performance of commercial banks in Nigeria. It also sought toascertain the relationship between bank ATM Fraud, Forged Cheque, Clearing Cheque Fraud and bankperformance. The methodology adopted in testing objective of this study was regression analysis. The outcomeof the research revealed that there is significant impact of fraud on the performance of commercial banks inNigeria. The implication of this is that if the level of fraud in commercial bank did not reduced to the baerestminimum, it may not allow commercial banks to perform well and as well contribute to the growth of Nigeriaeconomy. We recommend that there is an urgent need for effective monitoring of bank fraud through the use ofATM to allow for the growth of Nigeria commercial banks performance. This is necessary especially this periodthat the world is going cashless and ATM is the main instrument for cashless banking system of payment.
机译:欺诈是一种已经存在很长时间的全球现象,并且每天都在增加。本研究旨在评估欺诈行为对尼日利亚商业银行业绩的影响。它还试图确定银行ATM欺诈,伪造支票,清算支票欺诈与银行绩效之间的关系。本研究测试目标采用的方法是回归分析。研究结果表明,欺诈行为对尼日利亚商业银行的业绩具有重大影响。这样做的含义是,如果商业银行的欺诈水平没有降低到最低水平,则可能无法使商业银行表现良好,并为尼日利亚经济的发展做出贡献。我们建议迫切需要通过使用ATM来有效监控银行欺诈,以提高尼日利亚商业银行的业绩。在当今世界无现金,ATM是无现金银行支付系统的主要工具这一时期尤其必要。

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