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首页> 外文期刊>European Journal of Business and Management >Effects of Credit Accessibility on Performance of Tomato Market in Osun State, Nigeria
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Effects of Credit Accessibility on Performance of Tomato Market in Osun State, Nigeria

机译：尼日利亚奥森州信贷可及性对番茄市场表现的影响

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This study evaluates the effects of accessibility to credit on tomato market performance in Osun State, Nigeria. A multi-stage sampling method was employed to select one hundred and sixty (160) tomato marketers in the study area. A well structured interview schedule was designed to collect necessary data for this study. The descriptive, budgetary and logit regression analyses were carried out on data obtained. The study found that 88.8% of the respondents were female, the average age was 43.05 years, and 71.3% were married with average household size of 6.16 members. Result of analysis also revealed that 67.5% received formal education with an average of 9.81 years of schooling. On the average, respondents claimed 16.05 years of marketing experience. Only 37.5% of them claimed to have access to credit and the average amount of credit obtained within the last one year was found to be #21, 262.50. Transportation and finance were the most common challenges faced by tomato marketers in the study area. Result of logit regression analysis suggests that small scale tomato marketers are not likely to have access to credit. The result of OLS regression analysis indicated that amount of credit obtained by respondents and quantities of tomato sold per week have positive effects on marketing efficiency. The study recommends that tomato marketers should form cooperative groups/societies through which financial and transportation needs of members could be met. Keywords: Credit, Tomato, Marketing efficiency, Logit model
机译：这项研究评估了获得信贷的机会对尼日利亚奥孙州番茄市场表现的影响。采用多阶段抽样方法来选择研究区域内的一百六十（160）个番茄商人。设计了结构合理的访谈时间表，以收集本研究的必要数据。对获得的数据进行描述性，预算和logit回归分析。研究发现，88.8％的受访者为女性，平均年龄为43.05岁，已婚者为71.3％，平均家庭成员为6.16名。分析结果还显示，有67.5％的人接受过正规教育，平均受教育年限为9.81年。平均而言，受访者声称拥有16.05年的营销经验。他们中只有37.5％的人声称可以使用信贷，并且在过去一年中获得的平均信贷金额为＃21，即262.50。运输和财务是该研究区域番茄商人面临的最普遍挑战。 Logit回归分析的结果表明，小规模的番茄销售商不太可能获得信贷。 OLS回归分析的结果表明，受访者获得的信贷量和每周出售的番茄数量对营销效率具有积极影响。该研究建议，番茄商人应该组建合作团体/协会，通过这些团体/协会可以满足会员的财务和运输需求。关键字：信贷，番茄，营销效率，Logit模型

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