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首页> 外文期刊>Research Journal of Applied Sciences: RJAS >Deriving Priorities on the Economic Objectives and Social Objectives of Islamic Banking: The Analytic Hierarchy Process (AHP) Approach
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Deriving Priorities on the Economic Objectives and Social Objectives of Islamic Banking: The Analytic Hierarchy Process (AHP) Approach

机译：推导伊斯兰银行业务的经济目标和社会目标的优先顺序：层次分析法（AHP）

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Based on the Islamic economic philosophy, ethical considerations should play a vital role in shaping Islamic banking business conduct and priorities. While the pursuance of economic objectives such as profit maximization are also encouraged, it should be treated as an incentive in fostering the vital activities and moral obligations necessary to enhance the welfare of the public interests. Thus, the objectives of Islamic banking should be featured by the social welfare dimension that matched to the shari?ah concern on promoting the concept of justice (?al-adl?) and welfare (?al-ihsan?) in society. This study contributes a new approach in deriving the priorities on the economic and social objectives of Islamic banking from the point of views of practitioners and experts with particular attention to financial resource allocation. The findings of this study have shown differing judgements and opinions between the consideration of economic and social objectives in Islamic banking operations. This indicates that further consideration is needed by the decision makers in Islamic banking to minimize the gap between both objectives in the Islamic banking operations towards achieving the main purpose of the establishment of this holy business.
机译：基于伊斯兰的经济哲学，道德因素应在塑造伊斯兰银行业务行为和优先事项方面发挥至关重要的作用。虽然也鼓励追求经济目标，例如利润最大化，但应将其视为鼓励进行必要的重要活动和道德义务的激励措施，以增强公共利益。因此，伊斯兰银行业的目标应该以社会福利维度为特征，该维度与伊斯兰教法对促进社会正义（al-adl）和福利（al-ihsan）概念的关注相匹配。这项研究为从实践者和专家的角度特别是对金融资源分配的关注出发，为推导伊斯兰银行业经济和社会目标的优先次序提供了一种新方法。这项研究的结果表明，在考虑伊斯兰银行业务的经济和社会目标之间存在不同的判断和见解。这表明伊斯兰银行业的决策者需要进一步考虑，以最大程度地减少伊斯兰银行业务的两个目标之间的差距，以实现建立这一神圣业务的主要目的。

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