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Financial Literacy as the Foundation for Individual Financial Behavior

机译:金融素养是个人金融行为的基础

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摘要

Research that is dealing with financial literacy turns to be such an important thing to be conducted. It is due to the fact that financial literacy level of Indonesian society is still very low. A good financial literacy is necessary for every individual to manage his/her finances to achieve prosperity. To have a good level of financial literacy, individuals need to have a smart financial behavior to make them have the skills and confidence in using knowledge to be able to identify financial products and services. Changes in behavior can be achieved through a process that starts from early habituation. Therefore, an understanding of financial concept needs to be given as early as possible because financial habits will continue to be carried and built by children to their adulthood.
机译:涉及金融知识的研究变得如此重要。这是由于印度尼西亚社会的金融知识水平仍然很低。每个人都必须掌握良好的金融知识,才能管理自己的财务状况以实现繁荣。为了具有良好的金融知识水平,个人需要具有明智的金融行为,以使其具有使用知识来识别金融产品和服务的技能和信心。行为改变可以通过从早期习惯开始的过程来实现。因此,由于儿童将继续养成并养成成年习惯,因此必须尽早理解理财观念。

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