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Demographic characteristics, personality characteristics, and the level of student’s financial literacy

机译：人口特征，人格特征和学生金融素养的水平

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The purpose of this study is to analyze the demographic and personality characteristics toward the level of student's financial literacy. We use gender, age, parental income, pocket money, and place of residence as the proxies of demographic characteristics. In addition, financial attitude, and financial behavior are considered as proxies of personality characteristics. The population of this research is the students of business/management department of Universitas Negeri Jakarta. We use 194 students as the sample which represents twenty percent of population. The result of this study shows that the level of financial literacy of the students is in middle category. We use logistic regression as the statistical tool and also found that several proxies like age, pocket money, and financial behavior had positive effects toward the level of student's financial literacy. However, other proxies like residence and financial attitude had a negative sign on financial literacy. While gender and parental income had no significant effect on financial literacy.
机译：本研究的目的是分析对学生金融扫盲水平的人口和人格特征。我们使用性别，年龄，父母收入，零用钱和居住地作为人口统计学特征的代理。此外，财务态度和金融行为被视为人格特征的代理。本研究人口是Negeri Jakarta大学的商业/管理部门的学生。我们使用194名学生作为占人口二十百分之一的样本。本研究结果表明，学生的金融素养水平在中型。我们使用Logistic回归作为统计工具，并且还发现，几个代理，如年龄，零用钱和金融行为，对学生的金融扫盲的水平具有积极影响。然而，其他代理人，如居住和金融态度，对金融扫盲有一个负面的征兆。虽然性别和父母收入对金融扫盲没有显着影响。

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