...
  • 主题
高级搜索  >
历史搜索 清空历史
首页> 外文期刊>Asian Economic and Financial Review >Do Human Capital and Cost Efficiency Affect Risk and Capital of Commercial Banks? An Empirical Study of a Developing Country
【24h】

Do Human Capital and Cost Efficiency Affect Risk and Capital of Commercial Banks? An Empirical Study of a Developing Country

机译：人力资本和成本效率是否影响商业银行的风险和资本？发展中国家的实证研究

获取原文
           
页面导航
  • 摘要
  • 著录项
  • 相似文献
  • 相关主题

摘要

As a striking force and operational optimization, human capital and cost efficiency of commercial banks are worth considering factors in decision making. Using simultaneous equation models this study delves the interrelationship between bank risk, capital and efficiency of a sample developing country-Bangladesh incorporating new dimension human capital efficiency along with existing cost efficiency through Stochastic Frontier Analysis (SFA). The empirical results of generalized methods of moments estimator (GMM estimator) from 2000-2015 show that capitalized commercial banks are more capable of absorbing risk and enhancing human capital efficiency. Increasing amount of risk leads banks to improve their level of capital but that reduces the cost efficiency of banks. We also find the significant impact of risk and capital on the efficiency of banks. With the increase of capital and risk, the human capital of banks behaves more efficiently whereas the efficiency of cost reduces substantially. Although no significant relationship observed between risk and human capital efficiency in risk equation, the inefficiency of cost find inversely associated with risk and positively associated with capital in risk and capital equations respectively.
机译：作为一个引人注目的力量和运营优化，商业银行的人力资本和成本效率值得考虑决策中的因素。使用同步方程式模型本研究揭示了通过随机前沿分析（SFA）的现有维度人力资本效率，通过随机前沿分析（SFA）揭示了开发的国家 - 孟加拉国的银行风险，资本和效率之间的相互关系。从2000 - 2015年的时刻估算器（GMM估计）的普遍化方法的经验结果表明，资本化商业银行更能吸收风险，提高人力资本效率。越来越多的风险导致银行提高其资本水平，但降低了银行的成本效率。我们还发现风险和资本对银行效率的重大影响。随着资本和风险的增加，银行的人力资本表现得更高效，而成本的效率大幅降低。虽然风险方程风险和人力资本效率之间没有显着的关系，但成本的低效率与风险和风险和资本方程的资金正相关。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱：kefu@zhangqiaokeyan.com

京公网安备：11010802029741号 ICP备案号：京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有

  • 客服微信

  • 服务号