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首页> 外文期刊>European Journal of Business and Management >Demographic Variables Influence on Household Participation on Small Savings in Indigenous Voluntary Organisations at Wolaita Sodo Town, Ethiopia
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Demographic Variables Influence on Household Participation on Small Savings in Indigenous Voluntary Organisations at Wolaita Sodo Town, Ethiopia

机译：人口变量对埃塞俄比亚沃特塔苏打镇土着志愿组织小额储蓄的影响

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摘要

Savings and credit scheme aims at poverty alleviation to the poor and low income families. Equb, Mahiber and Eddir are very old traditional institutions and indigenous voluntary organisations in Ethiopia that maintain their importance up to till today. Informal financial institutions such as Rotating Savings and Credit Associations (ROSCAs) and their participants have received growing attention over the last two decades. They become even more and more relevant as time goes on and as the economy becomes stronger. This study assessed the influence of demographic factors of saving behaviour of the household members of Wolaita?Sodo town, Ethiopia. The study has been conducted on the basis of the primary data collected through structured questionnaire. The data was collected from 385 household who participate in the small savings survey at 95% confidence level. Judgemental sampling technique was used to choose the respondents. Questionnaire was prepared using five point Likert scale to measure the response on continuous scale. Descriptive and inferential statistics were used as data analysis tool. The analysis of variance of demographic variables on household participation on small savings showed that gender, marital status and educational status were statistically insignificant to predict the household participation on small savings whereas Age, expenditure factor, level of income and family size were statistically significant to predict household participation on small savings.
机译：储蓄和信用计划旨在减轻贫困和低收入家庭的扶贫。等分，Mahiber和Eddir是非常古老的传统机构和埃塞俄比亚的土着志愿组织，保持其重要性直到今天。旋转储蓄和信贷协会（Roscas）等非正式金融机构在过去二十年中受到了越来越长的关注。随着时间的推移，它们变得越来越相关，因为经济变得更强壮。本研究评估了威拓苏州苏打苏苏苏苏苏苏苏苏苏苏苏苏苏苏苏苏苏苏岛的人口统计因素的影响。该研究是根据通过结构问卷收集的主要数据进行的。这些数据从385个家庭收集，他们参加了95％的置信水平的小储蓄调查。判断抽样技术用于选择受访者。使用五点李克特量表制备调查问卷，以衡量连续规模的响应。描述性和推理统计数据被用作数据分析工具。对家庭参与小额储蓄的人口变量方差分析表明，性别，婚姻状况和教育状况在统计上微不足道，预测家庭参与小额储蓄，而年龄，支出因素，收入水平和家庭规模在统计上有意义家庭参与小额储蓄。

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