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首页> 外文期刊>European Research on Management and Business Economics >Commercial banking as a key factor for SMEs development in Mexico through factoring: A qualitative approach
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Commercial banking as a key factor for SMEs development in Mexico through factoring: A qualitative approach

机译:商业银行作为中小企业发展的关键因素,通过考虑:一种定性方法

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Despite the advantages that literature grants to factoring, its degree of adoption in small and medium-sized enterprises (SMEs) is low. The objective of the research is to establish the determinants in factoring adoption that allow greater access to financing by SMEs. For this purpose, a qualitative study was carried out through in-depth interviews with ten financial entities in Mexico that represent between 60 and 80% in volume of factoring that is operated in the country. Aspects such as legal certainty, efficient customer information systems, the reduction of requirements to start operations or the ease of operation and simplification of procedures are key in the design and implementation of factoring programs. The implications for financial institutions and public administration are to design factoring programs with a vision beyond the commercial aspect and define a robust legal framework to operate this financial product.
机译:尽管文学资助的优势,但其中小型企业(中小企业)的采用程度低。该研究的目的是建立定制者,以便采取的采纳,以便更多地获得中小企业融资。为此目的,通过深入访谈与墨西哥的十个金融实体进行了一项定性研究,该公司在该国运营的分解量的60%至80%之间。法律确定性,高效的客户信息系统,对开始运营的要求或操作简单以及程序简化的方面是设计和实施的关键。对金融机构和公共行政的影响是设计具有超越商业方面的愿景的理解计划,并定义强大的法律框架来运营此金融产品。

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